The Money Circle
Find support and accountability. A guided community experience to help you reset your finances, build better habits, and stay on track — together.
Everything in the Money Circle
More than a membership — a community experience designed to keep you moving forward.
30-Day Financial Reset
A guided, action-based reset to get clear on your money and build better habits — one intentional day at a time.
Live Money Circle Meetings
Join regular community meetings to share progress, stay accountable, and work through the Reset together.
Community Discussions
Ask questions, share wins, and connect with members on the same journey in our private discussion board.
Reset Milestones & Badges
Earn badges as you hit milestones throughout your 30-Day Reset and beyond.
Monthly Financial Check-Ins
Reflect on your biggest wins, challenges, and next-month focus with guided monthly reviews.
Member-Only Challenges
Stay motivated with savings challenges designed exclusively for Money Circle members.
Live Financial Workshops
Learn from practical, action-oriented workshops covering budgeting, debt, savings, and more.
Everything in Plus, included with Premium
Unlimited AI Savings Coach, personalized blueprints, and priority support — plus everything below it.
The centerpiece
The 30-Day Financial Reset
Stop putting your finances on the back burner. Start making progress — one day at a time. The 30-Day Financial Reset is a guided, action-based experience designed to help you get clear about your money, identify what's holding you back, and build better financial habits through small, intentional actions.
This isn't a financial literacy course where you sit back and learn. It's a reset you participate in. And you don't have to do it alone. As a Money Circle member, you'll work through the Reset alongside a small community of people who are also working toward their financial goals.
Reset Milestones
Reset Starter
bronzeTook the first step and started the 30-Day Reset.
Week One Warrior
bronzeCompleted the first full week of the reset.
Halfway Hero
silverReached the halfway mark of the 30-Day Reset.
Three-Week Thriver
silverPushed past three weeks of momentum.
Reset Champion
goldCompleted the full 30-Day Financial Reset.
Upcoming Meetings & Events
No events scheduled right now. New sessions are added regularly — join the Money Circle to get notified.
Community Discussions
Celebration thread: paid off my first card! 🎉
Two months in and the smallest balance is GONE. If you're early in the reset, keep going — it compounds.
Welcome to the Money Circle — start here!
Introduce yourself: your first name, what you're resetting, and one small win from this week. We're glad you're here.
Day 5 check-in: what surprised you about your spending?
A lot of us hit day 5 and notice something we didn't expect. Drop your surprise below — no judgment here.
Anyone negotiating a lower APR right now?
Calling my card company today. Any scripts that worked for you? Nervous but ready.
Ready to join the circle?
Get the 30-Day Financial Reset, live meetings, community discussions, and everything in Plus. Premium is $14.99/month.
Cancel anytime · Secure checkout via Stripe
Pretty Smart Homebuyers is a financial education and community program offered through Pretty Smart Budget. Pretty Smart Budget is not a mortgage lender, mortgage broker, or licensed/registered financial advisory firm and does not provide individualized mortgage, investment, tax, legal, or credit repair advice.
Founder Tamera Whitson maintains NMLS ID #2179484 and has mortgage-industry experience but is not currently sponsored by a mortgage company or offering mortgage loan origination services through Pretty Smart Budget.
Educational resources are for general informational purposes only and do not constitute mortgage prequalification, preapproval, financial advice, or a guarantee of financing.